Correct My Credit Report

*Frustrated that you’re not reaching your highest Credit Score potential and you don’t know why or what to do?

*Frustrated because you can’t get a mistake(s) on your Credit Report corrected and you need help?

*Do you have a low Credit Score, or would just like to improve your Credit Score and don’t know how to work on improving your Credit Score?

*We are here to help you get the highest Credit Score now and in the future. We are not a Debt management, Credit Repair Law Firm or Credit counseling service. We are here to provide you credit improvement suggestions & correction service along with other credit related education. Others seem to only offer to dispute negative items and they will not suggest any potential improvement in your credit score as it could even lower your score.

*What separates us from others is our credit expertise. Going back 30 years, with prior extensive background in credit and even working for the national Credit Bureaus. Our staff has previously worked for Credit Reporting Agencies correcting thousands and thousands of consumers Mortgage Credit Reports. In addition we assisted in improving many of those consumers Credit Scores. We are not your typical Credit Repair Help firm.

HERE'S THE DIFFERENCE:

We provide an extensive review of your Credit Report & offer suggestions for Credit Score improvement. All for one low affordable fee and NO additional charges. We will provide you with your specific Credit Score analysis & numerous what-if suggestions to potentially improve your Credit Report. Worst case scenarios, how long & how much will your specific credit score potentially improve over time. This service also includes other credit related assistance, such as ID Theft, Opt-Out of Credit Bureau Prescreen promotions, Do Not Call registry. We also can assist you in acquiring Score watch and credit monitoring services. **LIMITED TIME OFFER: $75 PER C.B. OR $200 FOR ALL three C.B.'s.

If you need assistance in fixing any errors on your Credit Reports, we also offer correction services. For one low fee we will assist in disputing (correct, update) any and all errors on your current national credit report. **LIMITED TIME OFFER: $75 PER C.B. OR $200 FOR ALL three C.B.'s. This is not an on going monthly charge or maintenance plan. That’s right, you pay one fee whether you have one item or fifty items that we both agree are potentially incorrect and not frivolous (We will not assist in disputing or trying to remove known to be accurate information.). Note: under the FCRA you have the right to dispute information direct with the national credit bureaus at no cost. Please be very careful about using a Credit Repair Law Firm to dispute any incorrect information on your credit report.

Free Consultation: Unlike most, we do not mean you will actually receive a sales call. We really do mean a free helpful, informative, and educational discussion regarding your personal situation. Then you can decide if you want to perform your own disputes and/or improvement services. But, if we both agree to work together on any services you will be backed by our money back guarantee. Because in the Credit Reporting industry you are guilty until you prove your innocents. Incorrect information can be very hard to get corrected.

We can review your Credit Report for errors and omissions (I.E. missing credit limits, wrong account types, etc). Our main goal is to help you get the most out of your personal Credit Report and Credit Score. Beyond errors, we want to provide suggestions as to how to further improve your Credit Score short term and long term. For example: opening a new credit card, how much time is needed to offset a late payment or collection account, or paydown revolving accounts by a specific amount for immediate needed Score improvement). It all depends on your current specific seven-year credit history.

We promote Consumers to dispute mistakes on your own Credit Report at no cost under the Fair Credit Reporting Act (FCRA). If you are unable or don’t have the time to get corrected, we may be of assistance. *Under the FCRA you have the right to dispute information on your Credit Report at no cost. But, this often will not fix the error and may even cement the incorrect data on your Credit Report or the Credit Bureaus may feel you are trying to do blanket credit repair and will then deny any future disputes as frivolous.

*How do you maximize your Credit Score given your current seven-year credit history?

A. Generally it is best to ensure all is correct on your Credit Report. Review and monitor your Credit Report regularly for errors, ID theft, etc. We highly suggest a credit bureau monitoring service, which at least notifies you of changes. Minimum you should get one of your three free credit reports via annualcreditreport.com, and if you see anything unusual consider accessing all three free credit reports.

B. Refer to the Credit Score reasons to determine why your score was not higher. Run an analysis to determine score improvement suggestions, and specific what if scenarios.